Treasury Bills (T-Bills) are short-term debt instruments issued by governments to finance short-term obligations. At BIK Capital, we connect investors with both local (e.g., Uganda Government T-Bills) and regional options, giving you access to stable and predictable returns without the long wait.
T-Bills are purchased at a discount and redeemed at face value upon maturity, meaning you earn the difference as interest income. They’re a preferred option for investors who value capital safety, liquidity, and assured returns.
Who Should Invest?
Ideal for conservative investors, institutions, or individuals looking to park idle cash for short periods without risking principal. Also suitable for beginners entering the capital markets.
Why BIK Capital?
- Expert advice on choosing the right maturity and yield
- Easy onboarding and account setup
Competitive access to regional T-Bill markets
Continuous tracking and reporting
Key Benefits
- Short-Term Maturity Options: 91, 182, and 364 days
- Tax Efficiency: Favorable tax treatment in some markets
- Predictable Returns: Know exactly what you’ll earn at the start
- Low Risk: Backed by sovereign governments
- Liquidity: Easy to convert to cash when needed